Retirement Corpus Calculator

How much you need to retire

₹50,000
30
60
85
Retirement Corpus Needed
7,64,27,465
+₹2,87,175 monthly expense at retirement
Future Monthly Expense₹2,87,175
Years to Retire₹30
Corpus Needed7,64,27,465
What this means for you
Healthcare in old age outpaces general inflation by 2-3%. Build a 30% buffer. The "4% rule" is the safe withdrawal benchmark.
Healthcare costs typically exceed general inflation. Build a 30% buffer.
Real-return method
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Formula & SourceRetirement Corpus Calculator
Future expense = current × (1 + inflation)^years
Corpus = Annual expense × (1 − (1+r)^-n) / r
Source: Standard retirement planning (annuity present value)

Frequently Asked Questions

All formulas are verified against the original government notification or Act (cited in the source line below the result). Numbers update in under a second on any input change, with no rounding-of-thousands like some competitors. For tax, slabs are sourced from the current Finance Act; for small savings, rates come from the quarterly government notification.
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Yes — every calculator is verified for FY 2026-27 (post Finance Act 2025). The "Last reviewed" stamp at the bottom of every page tells you when the math was last re-checked. If you spot an out-of-date number, write to us at /contact.