Advance Tax Calculator

Quarterly instalment schedule (15/45/75/100%)

₹20,00,000
₹
Total Annual Tax
₹1,92,400
+₹48,100 final Q4 instalment
Q1 (15 Jun) — 15%₹28,860
Q2 (15 Sep) — cumulative 45%₹86,580
Q3 (15 Dec) — cumulative 75%₹1,44,300
Q4 (15 Mar) — cumulative 100%₹1,92,400
What this means for you
Advance tax applies if your annual liability exceeds ₹10,000. Salaried individuals with only salary income are exempt (employer deducts TDS each month). Self-employed, professionals, capital-gains earners, and high-rental-income earners must pay quarterly. Senior citizens without business income are exempt entirely.
What to do next
TDS CalculatorIncome Tax (full)Capital Gains
Estimated income should include all heads — salary, business, capital gains, rent, other sources. Senior citizens without business income are exempt.
Section 208–219; FY 2026-27 slabs
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Formula & SourceAdvance Tax Calculator
Total Tax = Income Tax (new or old regime) + 4% cess

Q1 due 15 Jun: pay 15% of annual tax
Q2 due 15 Sep: cumulative 45%
Q3 due 15 Dec: cumulative 75%
Q4 due 15 Mar: cumulative 100%

Shortfall ⇒ interest 1%/month (Sec 234B + 234C).
Source: Section 208–219; Income Tax Act 1961

Frequently Asked Questions

Anyone with annual tax liability exceeding ₹10,000 — typically self-employed, freelancers, businesses, capital-gains earners, those with significant rental or interest income.
Section 234C levies 1%/month on the shortfall for 3 months at each missed quarter. Section 234B levies 1%/month if total advance tax paid is below 90% of liability.
Online via the Income Tax e-Pay Tax portal (e-filing.gov.in) using Challan ITNS 280 → "Advance Tax (100)" code. Carry the BSR-code receipt for your ITR records.
All formulas are verified against the original government notification or Act (cited in the source line below the result). Numbers update in under a second on any input change, with no rounding-of-thousands like some competitors. For tax, slabs are sourced from the current Finance Act; for small savings, rates come from the quarterly government notification.
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