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Year-by-Year Breakdown
InvestedInvestment value
Year
Invested
Returns
Value
1
₹10,00,000
₹74,495
₹10,74,495
2
₹10,00,000
₹1,54,540
₹11,54,540
3
₹10,00,000
₹2,40,547
₹12,40,547
4
₹10,00,000
₹3,32,962
₹13,32,962
5
₹10,00,000
₹4,32,261
₹14,32,261
End
₹10,00,000
₹4,32,261
₹14,32,261
Formula & SourceNRE FD Calculator
M = P × (1 + R/100/4)^(4×Y)
Interest + principal: TAX-FREE in India, fully repatriable.
Source: Income Tax Act Section 10(4)(ii); FEMA 1999
Frequently Asked Questions
NRE: tax-free + repatriable, for foreign-earned funds. NRO: taxable, for India-earned rupee income.
All formulas are verified against the original government notification or Act (cited in the source line below the result). Numbers update in under a second on any input change, with no rounding-of-thousands like some competitors. For tax, slabs are sourced from the current Finance Act; for small savings, rates come from the quarterly government notification.
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