Capital Gains Calculator

LTCG/STCG on equity and mutual funds

₹5,00,000
₹8,00,000
18
Tax Payable
21,875
Capital Gain₹3,00,000
Exempt Amount₹1,25,000
Taxable Gain₹1,75,000
Tax Payable21,875
What this means for you
LTCG (>12 months) is 12.5% with ₹1.25L annual exemption. STCG (≤12 months) is 20%.
What to do next
Plan SIP for LTCG benefits
For listed equity and equity mutual funds only.
Per Finance Act 2024 (post 23 July 2024 rates)
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Formula & SourceCapital Gains Calculator
If holding > 12 months → LTCG
  Tax = (Gain − ₹1,25,000) × 12.5%

If holding ≤ 12 months → STCG
  Tax = Gain × 20%
Source: Section 111A, 112A; Finance Act 2024

Frequently Asked Questions

Equity LTCG changed from 10% to 12.5% effective 23 July 2024. Exemption increased from ₹1L to ₹1.25L per FY.
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